Posted on: 28 November 2022
If you or someone you know has recently been involved in an accident with a commercial truck and tractor trailer, your first instinct may not be to contact an attorney. Yet having a lawyer to represent you and work on your behalf can be invaluable in the weeks and months following an accident. Take a look below for just a few of the biggest reasons why you should seek out a truck accident attorney as soon as possible in the wake of an accident.
Serious Nature of Truck Accidents
The sheer size of commercial trucks and the tractor trailers they tow means that they often cause far more damage in the course of an accident. Whereas a collision with a car traveling at a certain speed may only result in minor injuries and damage to the vehicles involved, a collision with a truck at the same speed can easily total a car and cause life-threatening injuries for multiple parties. The best way to increase your likelihood of being awarded compensation that will cover all medical bills and lost wages is by hiring an attorney who can prove that the accident is directly responsible for both.
Complicated Truck Insurance Policies
Truck insurance policies are almost always far more complicated than policies for drivers with a normal Class D license. The truck drivers themselves may be insured under a policy taken out by the company they work for, or they may be owner operators who have an independent policy. There may also be separate policies that exist to insure the tractor trailer and the cargo it contains. Thankfully, an attorney can work to navigate the complexities of the various insurance policies involved in a truck accident so that you can focus on recuperating.
Insurance Company Negotiations
It's not just that the insurance policies themselves are complex — negotiations with insurance company representatives can be an even bigger headache. Don't be surprised if an insurance provider attempts to offer you the lowest possible settlement following an accident; they've likely done so in the hopes that you'll accept it out of desperation and proceed to walk away. An attorney can advise on what settlement range is appropriate given the nature of your accident, plus do all the negotiating for you. Without the experience and expertise that a truck accident attorney provides, you're likely to soon find that you're out of your depth when dealing with insurance companies.
For more info, contact a local company like Ruiz Law Firm.Share