Why You Shouldn't Pay for a Car Accident Out-Of-Pocket

Posted on: 18 January 2022

When you are involved in an accident, you might feel like you are at fault and you might be tempted to pay the other driver for the damages out of pocket. You may have the funds available and you might not want to handle your accident through an insurance provider. However, this can be a mistake for several reasons.

The Consequences of Paying for the Accident

If you admit fault and if you pay for the damages that the other party suffered, you might later discover that the other driver was at fault for the accident. However, because you have already admitted fault and paid the other driver, it may be difficult or impossible to seek compensation for your injuries.

Comparative Negligence

You may only be considered partially to blame because the other driver contributed to the accident. For example, you might have turned when you didn't have the right-of-way, but the other driver might have been speeding. If both you and the other driver are partially at fault, the driver might not be entitled to compensation for your injuries. In some cases, you may even be entitled to partial compensation if the other driver is more at fault.

Things You Must Not Do

Because of these factors, it's essential that you consult with a car accident attorney before you make any major decisions regarding your accident. This includes:

  • Making any recorded statements
  • Making any payments
  • Accepting a settlement offer

Once you make any of these decisions, they cannot be undone and you may irreversibly damage your auto accident case. Then, you may find yourself paying for medical bills and other damages that you could have been compensated for. Car accidents are often complicated and only a trained legal professional can determine who is truly at fault.

Never Apologize

Immediately after the accident, you might feel like saying you're sorry because you think it's the right thing to do. Instead, you should only say the bare minimum after the accident and should contact the police. Then, you should receive medical attention as soon as possible.

While you are recovering from your injuries, you should contact a car accident attorney for help. Your attorney will conduct an investigation and will try to determine if you have a case. Once your attorney has determined this, they will work hard to build a solid case for why you deserve compensation for your injuries.

Be sure to reach out to a law firm if you are in need of a car accident attorney.